Malaysia Employee Provident Fund (EPF) Calculator (2026)
Estimate employee (11%) and employer (12%/13%) EPF contributions in Malaysia for 2026. Models standard KWSP dividend returns and salary caps.
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Malaysia Financial Tools
Active 2026 tax engine configurations with local compliance factors.
2026 Statutory FrameworkKWSP standard employee contribution is set at 11%. Employer contribution scales are 13% for monthly wages <= RM 5,000 and 12% for wages > RM 5,000.
Gross Base Income
Specify salary rate
RM
MYR / YEAR
RM 12,000RM 500,000
Residency & Tax Demographics
Fine tune statutory calculations
USD Benchmarking
1 USD = 4.68 MYR
Live Output Metrics
Live84%Take-Home
Net: 84%Tax: 4%SS: 12%
Gross RemunerationRM 72,000
Income Tax Liabilities-RM 2,993
Social Contributions (Employee)-RM 8,424
Take-Home Pay EstimateRM 60,583
Effective Rate4.2%
Includes EPF (employee rate 11%), SOCSO and EIS contributions capped at RM 6,000 monthly salary. Non-residents pay a flat 30% tax rate.
Comparative Take-Home Pay (USD Equiv)