MY
Malaysia
MY · MYR (RM)
Core APACTop marginal rate
30%
Social security
EPF (11%), SOCSO & EIS
Features progressive scales from 0% to 30%, standard 11% employee EPF contributions, and wage-capped SOCSO/EIS disability structures.
Live engine output · resident, age 30
The Statutory Waterfall
Watch a gross salary divide into income tax, employee social security and net take-home pay. Every figure is computed by the TypeScript engine in /lib/engine; stream thickness is proportional to the real amounts.
- Gross annual
- S$ 84,000
- S$ 7,000 / month
- Income tax
- − S$ 2,454
- 2.9% of gross
- Social security (employee)
- − S$ 16,800
- 20.0% of gross
- Net take-home
- S$ 64,746
- 77.1% of gross · S$ 5,396 / month
Estimates for planning, not tax advice. Currency: SGD.
Seven markets
One engine. Seven tax systems.
Each market is its own calculator with local tiers, social funds and residency rules. Scroll the strip, or pick one.
Primary APAC Calculators
In waterfall
Singapore
SG · SGD (S$)
Core APACTop marginal rate
24%
Social security
CPF (Provident Fund)
Highly competitive, progressive tax brackets starting at 0% with age-tiered employee CPF contributions capped at SGD 8,000 monthly.
ID
Indonesia
ID · IDR (Rp)
Core APACTop marginal rate
35%
Social security
BPJS Health & Ketenagakerjaan
Applies UU HPP progressive tax brackets up to 35%, combined with mandatory health and pension BPJS social security rates.
IN
India
IN · INR (₹)
Core APACTop marginal rate
30%
Social security
EPFO & Professional Tax
Features comparative tax computations between the New Tax Regime (Section 115BAC) and the Old Tax Regime, plus standard deductions.
Additional Markets
AU
Australia
AU · AUD (A$)
Pacific HubTop marginal rate
45%
Social security
Medicare Levy (2.0%)
Models progressive resident tax scales updated for the latest Stage 3 tax cuts, plus standard Medicare surcharges.
JP
Japan
JP · JPY (¥)
Northeast AsiaTop marginal rate
55%
Social security
Shakai Hoken (Health & Pension)
Combines national progressive brackets with a flat 10% Local Inhabitants Tax and monthly-capped social insurance rates.
HK
Hong Kong
HK · HKD (HK$)
Low Tax OptionTop marginal rate
17%
Social security
MPF (Mandatory Provident Fund)
Taxed under simple progressive scales capped at 17%, or an optional flat standard rate of 15% on taxable income.
Regional SyncCross-
Cross-
Border Hub
Compare remote contracting, tax withholding, and Double Taxation Treaties (DTT) between Malaysia, Singapore, India, and Indonesia.
- Withholding
- Withholding Tax (15%)
- Currency
- USD / Multi
Decorative · cross-border corridors
USD Benchmarking
Standardize incomes against a common USD currency benchmark using pre-calculated FX conversion rates.
Social Security Modeling
Calculates EPF scales, CPF ceilings, BPJS health/pension limits, and EPFO contribution bases under local rules.
Fast, Stable Pages
Pages load quickly and keep a steady layout, so results are easy to read on any device.
What this site does and who it is for
TaxMatrix helps you estimate your take-home pay and income tax in Malaysia, Singapore, Australia, India, Indonesia, Japan and Hong Kong. Enter a salary or contract income and the calculators apply the local tax bands, reliefs and statutory contributions such as EPF, CPF and superannuation, then show a clear breakdown of what you keep.
It is written for employees, freelancers and contractors who work across borders, as well as anyone comparing job offers in different countries. The blog explains the rules behind the numbers in plain language. Results are estimates for planning, not tax advice.
Under the hood
APAC Statutory Tax Engine: YA 2026 Methodology
The Asia-Pacific region is characterized by diverse and dynamic regulatory frameworks. TaxMatrix provides individuals, companies, and cross-border remote professionals with a dedicated calculation engine designed to handle statutory payroll allocations for multiple jurisdictions.
Deterministic Calculation Core
Our calculation core is implemented strictly in TypeScript under `/lib/engine`. It features complete separation from UI logic to ensure reliability and verification. Every country config implements statutory minimums, progressive tax rates, and specific caps, such as the Singapore CPF Ordinary Wage cap of SGD 8,000, Malaysia SOCSO and EIS limits of RM 6,000, and India's surcharge brackets.
YA 2026 Regulatory Compliance
Calculations are calibrated against YA 2026 statutory rules, incorporating the New Tax Regime (Section 115BAC) standard deduction of INR 75,000 in India, progressive employee provident splits (11% employee / 12%-13% employer) under Malaysia KWSP, and PPh 21 UU HPP progressive tax brackets in Indonesia.
- 7
- Markets covered
- YA 2026
- Rule year
- TypeScript
- Engine in /lib/engine